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8 Ways to Ruin Your Life in Your 20’s


This is the season for New Years resolutions. But, before your simply forward this blog to your irresponsible 20-something child, read it yourself and recall the foolish decisions you made in your 20’s. Then forward it and call your child and admit to them which of these poor decisions you made and how it affected your life. Trust me, you’ll have far more credibility if you have the courage to do that. The following thoughts are edited from a blog by Pastor Jonathan Pokluda of Porch Church in Dallas. No one ever plans to ruin their life. Nobody makes that a goal, or a New Year’s resolution, or an integral part of their 5-year plan. Kids don’t sit around and dream about growing up to be an alcoholic; students don’t go to class to learn how to be bankrupt; brides and grooms don’t go to the altar expecting their marriage to fail.

Nobody ever plans for it, but it does happen. It happens far too often. And it happens because of the choices we make, even though that is not a result that anyone would ever willingly choose.

Most of those choices take place when people are relatively young—old enough to be making important decisions about their life, but young enough for those decisions to snowball and grow to have disastrous consequences. How can we avoid making these kinds of mistakes? Below are 7 things people can do to ruin their lives while still in their 20s. It is a list of what not to do, or to stop doing immediately if you don’t want to suffer the results.

1. Believe that ideas and actions don’t have consequences, as long as they don’t hurt anyone else. This was the biggest lie I believed in my twenties. I thought I could do what I wanted and get away with it; after all, I’m young. But I’ve since learned otherwise. Right now you are in the process of becoming what you will one day be. You are preparing for something. You are either doing the things that will prepare you to be a great spouse, parent, employee, friend, etc.; or, you are unconsciously preparing yourself to be the opposite of that. Everything you think and do now will lead you down one of those paths. Don’t kid yourself, if you aren’t spending some quality time with God everyday, then the world is shaping your ideas, not him.

“The simple believe anything, but the prudent give thought to their steps.” Proverbs 14:15

2.  Live outside your means Dallas is the city that practically invented the term “$30k millionaire.” But when you spend more than you can afford, you still have to pay for it—plus interest. By living the “good life” now, you ensure you’ll be living the bad life of debt payments, downsizing, financial worries, and delayed/nonexistent retirement in your future decades. Many people today are still paying for experiences that happened years ago, long after the “instant gratification” has been forgotten.

The rich rule over the poor, and the borrower is slave to the lender.” Proverbs 22:7

3.  Feed an addiction. Whether it is alcohol, money, drugs, pornography, shopping, or whatever, it seems like most people have an addiction of some kind. These addictions bring death: either literal death, or death to relationships, to freedom, and to joy.

How do addictions happen? You feed them. I’ve been addicted to several things, and each of them took work to develop. You don’t drink one beer and immediately get addicted; it takes repetition, just like exercise. The more you do a thing, the stronger the addiction grows, and the harder it is to stop doing it. Stop now; it will only be harder with “one last time.”

The righteousness of the upright delivers them, but the unfaithful are trapped by evil desires.”  Proverbs 11:6

4.  Run with fools. Fact: you are becoming who you hang around with. It’s been said you are the average of the five people you spend the most time with. You do what they do (because you’re doing it together), you pick up on their ideas and beliefs, and you even learn their mannerisms and language. You’re constantly learning from your friends, habits that will either help you or hurt you.

So if you hang around with directionless or immoral people, there’s a good chance that’s what you will become. But if you hang around with wise people, who are committed to following Christ and to making a difference with their lives, then that is what you’ll become. Change your playmates and your playground.

Walk with the wise and become wise, for a companion of fools suffers harm.”  Proverbs 13:20

5.  Carelessly give your heart away. Want heartbreak? Give your heart to someone who will break it. And how do you know who will break it? Everyonewill, except for someone who truly commits to protecting your heart and loving you until the end, no matter what. If they are really willing to commit to that, they will gladly do so officially through marriage vows. So, only give your heart away once—at your wedding. Until then, be careful with your heart. If they say they’re not ready to commit – they’re telling you they are still more committed to themselves than to you!

Above all else, guard your heart, for everything you do flows from it.”  Proverbs 4:23

6.  Make secondary things ultimate and ultimate things secondary. If an outsider were to observe how you spend your time and resources, what would they end up saying your life is about? Making money? Looking good? Fantasy football? Video games? Would they say you worship God, or worship that 60-inch HD TV?

There is nothing wrong with working, or working out, or having hobbies, or being interested in the opposite sex. Those are all good things, ifyou don’t go overboard and make them the focus of your life. They are all secondary, the side dishes of an eternal life. God is ultimate, is the very reason you are here, and is the only one of those things that will last forever.

Keep falsehood and lies far from me; give me neither poverty nor riches, but give me only my daily bread. Otherwise, I may have too much and disown you and say, ‘Who is the Lord?’ Or I may become poor and steal, and so dishonor the name of my God.”  Proverbs 30:8-9

7.  Live for immediate gratification. Almost nothing truly worthwhile comes quickly. It takes time and discipline to become an Olympic athlete, or to simply get in shape; to get a degree, or become a CPA, or become a great husband or wife. And any of the things you truly want long-term can be derailed by indulging yourself in the moment.

Do you want an amazing marriage, or just one amazing night? Do you want to retire in 36 years, or drive a luxury car for the next 36 months? Because in each case, choosing the latter makes it more difficult (or impossible) to have the former.

The wise store up choice food and olive oil, but fools gulp theirs down.”  Proverbs 21:20

8.  Avoid accountability. We all have the tendency to screw up, or be blind to our own failings, or to convince ourselves that we can change on our own even though it’s never worked in the past. That’s why God created us to live in community with others: so we can encourage each other, or point out blind spots, or get help in times of weakness.

Some people avoid accountability like the plague. The only reason you avoid accountability is because you don’t want to be corrected, even though that means you then continue to do the things that may be ruining your life. Do you have at least two followers of Jesus in your life, who you’ve empowered to both call you out when they see bad behavior, and who will cheer you on to be more virtuous? If you don’t, you may have friends, but not true friends! Whoever loves discipline loves knowledge, but whoever hates correction is stupid.”  Proverbs 12:1

There you have it: how to ruin your life in 8 simple steps. Now please don’t. Instead, make these your resolutions:

  1. Resolve to begin everyday this year with God.

  2. Resolve to live below your means.

  3. Resolve to starve your addictions.

  4. Resolve to choose your friends based on the kind of person you want to become.

  5. Resolve to be more careful about giving your heart to anyone, not absolutely committed to you.

  6. Resolve to give your life away for something bigger than yourself – like the kingdom of God!

  7. Resolve to hold out for God’s best for a spouse – someone who loves God and you more than they love themselves.

  8. Resolve to find two friends who love God and you enough to speak truth to you.

How following Jesus works in real life.

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